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Car Loans, Truck Loans, SUV Loans, Van Loans, Motorcycle Loans... You Get The Idea
Whether you're looking for style, muscle, more space or better mileage, get the best deal on your auto loan at First County Federal Credit Union. With our roots in the auto industry, it's no wonder auto lending is one of our specialties!
Get fast answers and friendly service whenever you buy your next ride.
Call our Loan Department at 765-741-1856 to get started right now! For a head start, fill out this online application and then fax to 765-282-3863 or bring in the printed version for the fastest service on your auto loan!
First County FCU takes pride in being the auto loan rate leader in Muncie and Delaware County, Indiana. Here are our current rates:
Model Year 2019-2021
36 months as low as 2.74% APR
48 months as low as 2.99% APR
60 months as low as 3.24% APR
72 months as low as $3.49% APR
84 months as low as 3.99% APR*
2016-2018 Models
36 months as low as 2.99% APR
48 months as low as 3.24% APR
60 months as low as 3.49% APR
72 months as low as 3.74% APR*
2012-2015 Models
36 months as low as 3.74% APR
48 months as low as 3.99% APR
60 months as low as 4.24% APR
2009-2011 Models
36 months as low as 4.99% APR
48 months as low as 5.24% APR*
Older Models
36 months as low as 6.49% APR
Rates above are annual percentage rates (APR) and the lowest rate offered based on credit score. Normal lending qualifications apply. Longer terms require a $20,000 minimum balance.
$15,000 minimum loan amount on terms marked with *.
Payment per $10,000 borrowed
2.74%: 36 months $289.68
2.99%: 36 months $290.77 // 48 months 221.31
3.24%: 48 months $222.42 // 60 months $180.77
3.49%: 60 months $181.89 // 72 months $154.15
3.74%: 36 months $294.09 // 72 months $155.28
3.99%: 48 months $225.76 // 84 months $136.66
4.24%: 60 months $185.26
4.99%: 36 months $299.67
5.24%: 48 months $231.39
6.49%: 36 months $306.45
Low-Rate Auto Loans from First County FCU in Muncie, Indiana
INDIRECT AUTO LOAN RATES
Model Year 2019-2021
36 months as low as 3.24% APR
48 months as low as 3.49% APR
60 months as low as 3.74% APR
72 months as low as 3.99% APR
84 months as low as 4.49% APR
96 months as low as 4.74% APR
108 months as low as 4.99% APR
120 months as low as 5.24% APR
2016-2018 Models
36 months as low as 3.74%
48 months as low as 3.99% APR
60 months as low as 4.24% APR
72 months as low as 4.49% APR
84 months as low as 4.74% APR
96 months as low as 4.99% APR
108 months as low as 5.24% APR
120 months as low as 5.49% APR
2012-2015 Models
36 months as low as 4.49% APR
48 months as low as 4.74% APR
60 months as low as 4.99% APR
72 months as low as 5.24% APR
84 months as low as 5.49% APR
96 months as low as 5.74% APR
108 months as low as 5.99% APR
120 months as low as 6.24% APR
2009-2011 Models
36 months as low as 5.74% APR
48 months as low as 5.99% APR
60 months as low as 6.24% APR
72 months as low as 6.49% APR
84 months as low as 6.74% APR
96 months as low as 6.99% APR
108 months as low as 7.24% APR
120 months as low as 7.49% APR
Older Models
36 months as low as 7.24% APR
48 months as low as 7.49% APR
60 months as low as 7.74% APR
72 months as low as 7.99% APR
84 months as low as 8.24% APR
96 months as low as 8.49% APR
108 months as low as 8.74% APR
120 months as low as 8.99% APR
Rates above are annual percentage rates (APR) and the lowest rate offered based on credit score. Normal lending qualifications apply. Longer terms require a $20,000 minimum balance.
Payment per $10,000 borrowed
3.24%: 36 months $291.88
3.49%: 48 months $223.52
3.74%: 36 months $294.09 // 60 months $183.01
3.99%: 48 months $225.76 // 72 months $156.42
4.24%: 60 months $185.26
4.49%: 36 months $297.43 // 72 months $158.97 // 84 months $138.97
4.74%: 48 months $229.13 // 84 months $140.13 // 96 months $125.38
4.99%: 60 months $188.68 // 96 months $126.57 // 108 months $115.14
5.24%: 72 months $162.18 // 108 months $116.35 // 120 months $107.26
5.49%: 84 months $143.67 // 120 months $108.49
5.74%: 36 months $303.05 // 96 months $130.17
5.99%: 48 months $234.82 // 108 months $120.03
6.24%: 60 months $194.46 // 120 months $112.25
6.49%: 72 months $168.07
6.74%: 84 months $149.68
6.99%: 96 months $136.31
7.24%: 36 months $309.87 // 108 months $126.30
7.49%: 48 months $241.76 // 120 months $118.67
7.74%: 60 months $201.54
7.99%: 72 months $175.30
8.24%: 84 months $157.08
8.49%: 96 months $143.89
8.74%: 108 months $134.08
8.99%: 120 months $126.65
Call or fax our Auto Lenders now!
