CDs from First County FCU offer competitive interest rates from 6 months to 5 years


Certificates of Deposit

Certificates from First County FCU are for term investors who want to be sure their money is safe and still earn a competitive rate of return.  With terms ranging from 6 months to 60 months and minimum balances of only $500, it is easy to find the certificate in Muncie that makes the most sense for you.


Our current Certificate of Deposit rates are:

  • 6 months: .65% APR, .65% APY

  • 12 months: 1.00% APR, 1.00% APY

  • 18 months: 1.15% APR, 1.15% APY

  • 24 months: 1.20% APR, 1.20% APY

  • 36 months: 1.50% APR, 1.50% APY

  • 48 months: 1.60% APR, 1.60% APY

  • 60 months: 1.70% APR, 1.70% APY


Rates are subject to change without notice. Check back often!


Money Market Accounts

First County FCU offers a Money Market Account for the savvy investor who wants to earn more on their deposits compared to a regular savings account but with more flexibility than a Certificate of Deposit:

  • Minimum balance of $2,500

  • Up to 3 withdrawals permitted each month

  • Federally insured just like a savings account or CD


Get safety, earnings and flexibility with a Money Market Account from First County Federal Credit Union.  Click here to ask about our current Money Market Account rates.

CD & Money Market Accounts from First County FCU in Muncie, Indiana