Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471

Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender


Certificates of Deposit

Certificates from First County FCU are for term investors who want to be sure their money is safe and still earn a competitive rate of return.  With terms ranging from 6 months to 60 months and minimum balances of only $500, it is easy to find the certificate in Muncie that makes the most sense for you.


Our current Certificate of Deposit rates are:

  • 6 months: .30% APR, .30% APY

  • 12 months: .55% APR, .55% APY

  • 18 months: 2.00% APR, 2.01% APY

  • 24 months: .90% APR, .90% APY

  • 36 months: 1.40% APR, 1.41% APY

  • 48 months: 1.70% APR, 1.71% APY

  • 60 months: 2.00% APR, 2.02% APY


Rates are subject to change without notice. Check back often!


Money Market Accounts

First County FCU offers a Money Market Account for the savvy investor who wants to earn more on their deposits compared to a regular savings account but with more flexibility than a Certificate of Deposit:

  • Minimum balance of $2,500

  • Up to 3 withdrawals permitted each month

  • Federally insured just like a savings account or CD


Get safety, earnings and flexibility with a Money Market Account from First County Federal Credit Union.  Click here to ask about our current Money Market Account rates.

CD & Money Market Accounts from First County FCU in Muncie, Indiana