Certificates of Deposit

Certificates from First County FCU are for term investors who want to be sure their money is safe and still earn a competitive rate of return.  With terms ranging from 6 months to 60 months and minimum balances of only $500, it is easy to find the certificate in Muncie that makes the most sense for you.


Our current Certificate of Deposit rates are:

  • 6 months: .20% APR, .20% APY

  • 12 months: .35% APR, .35% APY

  • 18 months: .40% APR, .40% APY

  • 24 months: .45% APR, .45% APY

  • 36 months: 0.50% APR, 0.50% APY

  • 48 months: 0.60% APR, 0.60% APY

  • 60 months: 0.70% APR, 0.70% APY


Rates are subject to change without notice. Check back often!


Money Market Accounts

First County FCU offers a Money Market Account for the savvy investor who wants to earn more on their deposits compared to a regular savings account but with more flexibility than a Certificate of Deposit:

  • Minimum balance of $2,500

  • Up to 3 withdrawals permitted each month

  • Federally insured just like a savings account or CD


Get safety, earnings and flexibility with a Money Market Account from First County Federal Credit Union.  Click here to ask about our current Money Market Account rates.

CD & Money Market Accounts from First County FCU in Muncie, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471

Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender