The Trap: Avoid It or Escape It

Some people call them payday loans, some call them cash advances.  Either way, they are often a financial trap.  For the convenience of providing you funds ahead of your payday, you are charged very high rates, very high fees, and it becomes a cycle that repeats itself over and over. 

As a member-owned cooperative, we saw the need to help people get out of the costly cycle of payday loans.  We want to help our members avoid that trap, and help them escape if they are already in the painful, expensive cycle.  That's where FirstPAL Payday Alternative Loans come in.

Introducing FirstPAL

If you need up to $300* quick cash from time to time, come straight to First County Federal Credit Union for a FirstPAL Payday Alternative Loan. 

There is no credit check required.  You must have direct deposit.  Our rates are lower and designed to give you the help you need without putting you into a deeper bind!  Other terms and conditions are available when you inquire.

Save yourself the fees and crazy rates when you're in a crunch.  Call 765-741-1856 to ask about FirstPAL today!

Payday Loan Alternative from First County FCU in Muncie, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471

Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender