Our office has been reopened to walk-in members and guests with a COVID-19 safety plan posted in the lobby. Please observe all policies and recommendations as they are intended to keep you safe and easily identified. Policies may change periodically so please check the safety plan on each visit.

To minimize interpersonal contact and maximize social distancing, we still encourage the use of our drive-thru window and our many electronic services (below).


We would like to encourage you to access your account(s) using all the channels First County has available:

  • Online using Perfect Teller

  • Our mobile app

  • Sybil bank-by-phone at 765-741-1859

  • Drive-thru ATM

  • Loans by phone at 765-284-3471, option 1

  • Night deposit box located next to the front door

If you have any questions, please don't hesitate to call us at 765-284-3471.


We appreciate your understanding as we continue moving forward!


First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild.  In the heart of Muncie's diverse south side, First County FCU provides real help for real people.


Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana.  And membership makes a big difference.  First County FCU is a member-owned financial cooperative, which means your needs come first because you are an owner and not just a customer!


If you want a checking account that allows you to go about your daily life without those ridiculous fees, First County FCU is All Yours.  If you want to save money for emergencies, a special project, or for the long term, First County FCU is All Yours.  If you are looking for additional funds for the things that are important to you, First County FCU is All Yours with the car loan, home loan, personal loan, or whatever loan serves you best!

If your debit or credit card has been lost or stolen, call the appropriate number below for immediate assistance. 

Debit Cards: 855-472-7392

Credit Cards: 855-517-2620

We want your accounts to be safe!

TruStage low-cost or no-cost insurance policies for credit union members
First County FCU in Muncie maintains an active Facebook page

First County Federal Credit Union | Muncie & Delaware County, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471


Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender