The COVID-19 virus continues to spread through communities, affecting all our families.  The Board of Directors and Management have made the difficult decision to close our lobby temporarily to protect the well-being of our employees as well as our members.  This is effective Monday, March 23.


Our drive-thru will remain open and ready for business during our normal business hours.


We would like to encourage you to access your account(s) using all the channels First County has available:

  • Online using Perfect Teller

  • Our mobile app

  • Sybil bank-by-phone at 765-741-1859

  • Drive-thru ATM

  • Drive-thru window

  • Loans by phone at 765-284-3471, option 1

  • Night deposit box located next to the front door

Any business you have that needs to be conducted face-to-face can be arranged by calling 765-284-3471.


Not only are we concerned about the spread of this infectious disease, we are also committed to keeping our employees paid for their regularly scheduled hours during this time.  This is a time for us to come together helping one another while keeping our distance.


Be assured we have processes in place to continue business operations should this pandemic continue after all the preventative measures being taken.  It is our goal not to get to that point.


We appreciate your understanding during these uncertain times.


First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild.  In the heart of Muncie's diverse south side, First County FCU provides real help for real people.


Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana.  And membership makes a big difference.  First County FCU is a member-owned financial cooperative, which means your needs come first because you are an owner and not just a customer!


If you want a checking account that allows you to go about your daily life without those ridiculous fees, First County FCU is All Yours.  If you want to save money for emergencies, a special project, or for the long term, First County FCU is All Yours.  If you are looking for additional funds for the things that are important to you, First County FCU is All Yours with the car loan, home loan, personal loan, or whatever loan serves you best!

If your debit or credit card has been lost or stolen, call the appropriate number below for immediate assistance. 

Debit Cards: 855-472-7392

Credit Cards: 855-517-2620

We want your accounts to be safe!

TruStage low-cost or no-cost insurance policies for credit union members
First County FCU in Muncie maintains an active Facebook page

First County Federal Credit Union | Muncie & Delaware County, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471


Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender