up to 7.75% APR*

Personal Loans

As Low as 6.75% APR*

Home Equity Loans

from 9.9% APR*

VISA Credit Card

from 4.49% APR*

Vehicle Loans

*APR is annual percentage rate. Approval based on credit worthiness. Membership eligibility required.”

person using ATM

Alliance One ATM’s

No fee if you use your card at one of our affiliated ATM’s.

person using ATM

Competitive Loan Products

We have a variety of loans to serve your specific needs.

person using ATM

Home Banking Made Easy!

Experience the convenience of banking from anywhere.

Welcome to First County Credit Union

First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild.  With physical branches on Muncie’s diverse south and east sides, First County FCU provides real help for real people.

Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana.  And membership makes a big difference.  First County FCU is a member-owned financial cooperative, which means your needs come first because you are an owner and not just a customer!

If you want a checking account that allows you to go about your daily life without those ridiculous fees, First County FCU is All Yours.  If you want to save money for emergencies, a special project, or for the long term, First County FCU is All Yours.  If you are looking for additional funds for the things that are important to you, First County FCU is All Yours with the car loan, home loan, personal loan, or whatever loan serves you best!


Accessing Perfect Teller

Though we’re converting to Member.Net Home Banking, you’ll still be able to access your account in Perfect Teller. Please note that Perfect Teller is in VIEW ONLY mode.