Car Loans, Truck Loans, SUV Loans, Van Loans, Motorcycle Loans… You Get The Idea

Whether you’re looking for style, muscle, more space or better mileage, get the best deal on your auto loan at First County Federal Credit Union. With our roots in the auto industry, it’s no wonder auto lending is one of our specialties!

Get fast answers and friendly service whenever you buy your next ride.

Call our Loan Department at 765-284-3471 ext# 1 to get started right now – For a head start, fill out this online application!

First County FCU takes pride in being the auto loan rate leader in Muncie and Delaware County, Indiana.

Check out our current July Promotional rates:

Model Year 2027-2026 BRAND NEW

36 month as low as 2.50% APR // $29.88
48 month as low as 2.50% APR // $22.69
60 month as low as 2.50% APR // $18.37
72 month as low as 2.50% APR // $15.50
84 month as low as 4.99% APR // $14.63

Model Year 2026-2022 Used

36 month as low as 3.99% APR // $30.56
48 month as low as 3.99% APR // $23.37
60 month as low as 4.49% APR // $19.30
72 month as low as 4.99% APR // $16.67
84 month as low as 5.99% APR // $15.12

Model Year 2021-2020

36 month as low as 4.75% APR // $30.91
48 month as low as 4.99% APR // $23.84
60 month as low as 5.25% APR // $19.66
72 month as low as 5.75% APR // $17.04
84 month as low as 6.75% APR // $15.50 (Over 35K)

Model Year 2019-2016

36 month as low as 6.25%  APR // $31.61
48 month as low as 6.50% APR // $24.55
60 month as low as 6.99% APR // $20.50

Model Year 2015-2013

36 month as low as 6.99%  APR // $31.96
48 month as low as 6.99% APR // $24.79

Older

36 month as low as 8.25% APR // $32.56

 

Rates above are annual percentage rates (APR) and the lowest rate offered based on credit score. Normal lending qualifications apply. Longer terms require a $20,000 minimum balance.

**Payment per $1,000 borrowed