First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild.  With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.


Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana.  And membership makes a big difference.  First County FCU is a member-owned financial cooperative, which means your needs come first because you are an owner and not just a customer!


If you want a checking account that allows you to go about your daily life without those ridiculous fees, First County FCU is All Yours.  If you want to save money for emergencies, a special project, or for the long term, First County FCU is All Yours.  If you are looking for additional funds for the things that are important to you, First County FCU is All Yours with the car loan, home loan, personal loan, or whatever loan serves you best!


Our lobbies are open for walk-in business. Our drive-up lanes and all electronic services are available to you as well. Whenever posted, please wear a mask while inside, though we may ask you to briefly remove it for identification purposes.


If you feel sick in any way, please utilize our non-lobby access points. These include:

  • Online using Perfect Teller

  • Our mobile app

  • Sybil bank-by-phone at 765-741-1859

  • Drive-thru ATM

  • Loans by phone at 765-284-3471, option 1

  • Night deposit box located next to the front door

We appreciate your understanding as we continue moving forward!

** If you are looking for Munseetown Federal Credit Union, this is it (as of 4-1-21)! **

If your debit or credit card has been lost or stolen, call the appropriate number below for immediate assistance. 

Debit Cards: 855-472-7392

Credit Cards: 855-517-2620

We want your accounts to be safe!

TruStage low-cost or no-cost insurance policies for credit union members
First County FCU in Muncie maintains an active Facebook page

First County Federal Credit Union | Muncie & Delaware County, Indiana