Dig In With Home Equity

Home equity is a powerful financial tool.  It is useful for home improvements, home additions, home repairs -- and all kinds of purposes not related to your home at all!  It is a popular choice for debt consolidation, vacations, and many other major purchases.

Because of our great rates and being linked with your largest asset, First County FCU aims to help Muncie area homeowners take full advantage! 


We have two options: Home Equity Loan with a low fixed rate, fixed term and fixed payment OR a flexible Home Equity Line of Credit which you can draw from as needed.


Call our Loan Department at 765-741-1856 to get started right now!


First County FCU takes pride in being the home equity rate leader in Muncie and Delaware County, Indiana.  Our current rates are below, and click here for additional information and disclosures.

Get your best home equity deal in Muncie

Home Equity Loans from First County FCU in Muncie, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471

Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender