Individual Retirement Accounts

First County FCU offers three different types of IRAs and we will gladly help you find the one that suits you best:  Traditional IRA, Roth IRA, and Education IRA.


An Individual Retirement Account is a tax-advantaged investment that is great for building savings to supplement your income when it becomes time to retire.

  • Contributions made and dividends earned are tax-deferred as long as current requirements are met.

  • Contributions can be made through April 15 for the previous year.

  • IRAs are insured separately from other deposits you may have with First County FCU, allowing additional money to be insured beyond the standard $250,000.


Contact First County FCU today for answers to any IRA questions you may have! 


It is always recommended that you speak with a tax consultant regarding your tax situation before establishing an IRA account.

Individual Retirement Accounts (IRAs) from First County FCU in Muncie, Indiana

Office Location of First County FCU

First County Federal Credit Union

1100 W. 11th St.

Muncie, IN  47302

(765) 284-3471

Office Hours of First County FCU

Monday-Tuesday-Thursday       8:30am-5:00pm

Wednesday                                9:00am-5:00pm

Friday                                         8:30am-6:00pm

Saturday                                    9:00am-noon (drive-up only)

© 2016 First County Federal Credit Union.

ATM Locations of First County FCU

Locate First County FCU's five Muncie-area ATMs

ATM at Progress Rail -- 3500 S. Cowan Road, Muncie

ATM at Magna West -- 4701 S. Cowan Road, Muncie

ATM at Magna East -- 1400 W. Fuson Road, Muncie

ATM at Delaware Dynamics -- 700 S. Mulberry Street, Muncie

ATM at First County FCU -- 1100 W. 11th Street, Muncie

Access First County FCU Anytime!

Perfect Teller Online Banking

Perfect Teller Mobile Banking

View Your Visa Statement

Sybil Telephone Banking 765-741-1859

First County FCU fax line 765-282-3863

Lost/Stolen Debit Card:  855-472-7392

Lost/Stolen Credit Card:  855-217-2620


First County Federal Credit Union in Muncie is an Equal Housing Lender